Meet Crystal

Owner & founder of Ledgewater Consulting

Owner of Ledgewater Consulting

Growing up in smalltown Bath, Maine, I couldn’t wait to leave and learn about the world beyond. My family worked at Bath Iron Works; we often lived paycheck-to-paycheck to make ends meet. I ended up moving to the big city of Atlanta, then spent time living overseas in Kyiv, Ukraine, moved back to Massachusetts, and then Charleston, before I finally came back “home” to Maine.

I have a true appreciation for hard-working people (especially after spending a summer working in the bottom of a BIW destroyer ship as a pipe coverer, myself), and GREAT respect for small business owners who work long hours, take on many roles, and need good people in their corner helping them.

After spending a decade in healthcare, then another decade writing and editing novels, I stepped into the unknown world of payment processing and payroll. Too quickly, I learned how business owners had been oversold and underdelivered. They paid for POS systems they didn’t need, they leased equipment for years and years, and they became sadly accustomed to ever-increasing fees and the oftentimes shady practices of “salespeople” who put their own commissions before clients’ best interests.

During the day, I am out in the Southern Maine and Northern New Hampshire communities, knocking on doors of businesses, looking for opportunities to help save businesses money, time or both. I’m actively involved with BNI and TBD Networking groups, and I love what I do.

I work with integrity and always respond to my clients’ calls and emails. Over the last few years, I have reduced business operating expenses by thousands of dollars.

After hours and on the weekends, you can find me writing my latest novel or helping another writer with theirs. If I’m not writing or reading, I’m out on the tennis courts, trying to learn golf, climbing up a rock wall, or on the river paddle boarding.

 

Board Member, Association for Consulting Expertise (ACE)

President in queue, BNI Circle of Success

Wife, mother and friend

Maine Women’s Business List

Discover and support Maine’s thriving community of woman-owned businesses. Explore the exceptional female entrepreneurs driving the state’s economic growth.

SCORE Seacoast

The Registry lists firms and individuals across southern New Hampshire that provide free initial consultations to assist small businesses.

Why Choose Ledgewater Consulting?

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No contracts or termination fees!

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No junk fees, no BS, and no surprises!

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Full transparency in your statements and invoices

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Clients can call or text me… and I always respond

What My Customers are Saying

★★★★★

"Crystal is hard-working and listens to what her clients need. She goes above and beyond to make sure that her clients are well taken care of."

- Jim F.

Geneva Financial

★★★★★

"Crystal is dedicated to helping her clients find the right solutions for payroll processing based on their unique business needs. She takes the time to really get to know and provide personalized support to her clients. Highly recommend! "

-Amy S.

Arrange by Amy

★★★★★

"Crystal Cole has been one of the best business reps I've ever worked with. She's excellent with installation an setup, great with answering questions, and awesome with taking care of any issues that come up. Can't recommend her enough!"

- Will

Kennebunk Business Owner