Saving business owners money, time, or both.
All of our services are offered without contracts or hidden fees, and delivered with honesty and integrity.
Clients before commissions, always.
Helping growing businesses (and aspiring writers).
Do you have someone to call if you need help?
Were you told your processing rates wouldn’t increase… but then they did?
Were you sold a POS system that doesn’t work the way you need it to?
Save Money in
Processing Fees
I spend the time to educate business owners – about various card company fees, the difference between Interchange & Cash Discounting payment processing models, and how to find hidden fees – so they understand what they’re paying.
Every Business is Unique
I represent three processing ISO’s (independent sales organizations), all have specialized merchant processing product offering and reliable, stateside support. This means, I have multiple options to offer and won’t sell something that’s not needed, not right or not affordable.
Payroll & HR Services
For payroll, I’ve aligned with Paper Management in Auburn, Maine. A family-run business with more than three decades of experience and 4,000+ clients, they offer the most comprehensive payroll services with the most affordable pricing. Clients can submit their payroll however they would like.
Quick Client Facts
- No contracts or termination fees!
- No junk fees, no BS, and no surprises!
- Full transparency in your statements and invoices
- Clients can call or text me… and I always respond
We provide payment processing services, point-of-sale or POS systems, payroll & human resources services for small to mid-sized businesses in ME & NH. All services are offered without contracts or hidden fees and delivered with honesty and integrity. Clients before commissions, always!
In addition, as a published writer and author, I love to help other aspiring writers. If you have a book inside you just waiting to come out, I provide writer coaching, mentoring, & full editing services.
Businesses I’ve helped or can help
- Auto Repair Shops
- Cafes
- High-end Retail Shops
- Oil Companies
- CPA’s
- Landscapers
- Food Trucks
- Flooring Companies
- Print/Copy Shops and more!
About
Business owners have been oversold and underdelivered. They pay for POS systems they don’t need, lease equipment for years, and become accustomed to ever-increasing fees and the often shady practices of “salespeople” who put their commissions before clients’ best interests.
I have a true appreciation for hard-working people and a respect for small business owners who work long hours, take on many roles, and need good people in their corner to help them.
What My Customers are Saying
★★★★★
"Crystal is hard-working and listens to what her clients need. She goes above and beyond to make sure that her clients are well taken care of."
- Jim F.
Geneva Financial
★★★★★
"Crystal is dedicated to helping her clients find the right solutions for payroll processing based on their unique business needs. She takes the time to really get to know and provide personalized support to her clients. Highly recommend! "
-Amy S.
★★★★★
"Crystal Cole has been one of the best business reps I've ever worked with. She's excellent with installation an setup, great with answering questions, and awesome with taking care of any issues that come up. Can't recommend her enough!"
- Will
Kennebunk Business Owner
Upcoming Events
Ouch! Hidden Costs that Can Hurt Your Bottom Line
December 11 @ 7:00 am - 8:00 amOuch! Hidden Costs that Can Hurt Your Bottom Line
March 19, 2025 @ 7:00 am - 8:00 pmDeep Dive Into Payment Processing & POS
March 26, 2025 @ 9:00 am - 10:00 am at Old Orchard Beach Chamber of CommerceOuch! Hidden Costs that Can Hurt Your Bottom Line
June 23, 2025 @ 7:00 am - 8:00 amDeep Dive Into Payment Processing & POS
July 7, 2025 @ 9:00 am - 10:00 am at Old Orchard Beach Chamber of CommerceDeep Dive Into Payment Processing & POS
December 17, 2025 @ 9:00 am - 10:00 am at Old Orchard Beach Chamber of Commerce