Saving business owners money, time, or both.

All services are offered with no contracts or hidden fees, then delivered with honesty and integrity.

Clients before commissions, always.

Do you have someone to call if you need help?

Were you told your processing rates wouldn’t increase… but then they did?

Were you sold a POS system that doesn’t work the way you need it to?

Save Money in
Processing Fees

I dedicate my time to educating business owners about various card company fees, explaining the distinctions between Interchange and Cash Discounting payment processing models, and helping them uncover hidden fees. My goal is to ensure owners fully understand payment options and costs.

POS system

Every Business is Unique

Through multiple, trusted independent sales organizations (ISOs), I am able to provide competitive rates, specialized merchant processing products, and reliable U.S.-based support. A diverse portfolio that ensures each client will receive solutions necessary, appropriate, and cost-effective.

Payroll & HR Services

For payroll, I partner with Paper Management, a family-run business based in Auburn, Maine, and Recalibrate through iSolved for larger, more complex client needs. Both companies provide comprehensive payroll solutions at affordable prices and service their clients with integrity.

Quick Client Facts

  • No contracts or termination fees!
  • No junk fees, no BS, and no surprises!
  • Full transparency in your statements and invoices
  • Clients can call or text me… and I always respond

We provide payment processing services, point-of-sale or POS systems, payroll & human resources services for small to mid-sized businesses in ME & NH. All services are offered without contracts or hidden fees and delivered with honesty and integrity. Clients before commissions, always!

In addition, as a published writer and author, I love to help other aspiring writers. If you have a book inside you just waiting to come out, I provide writer coaching, mentoring, & full editing services. 

POS System

Businesses I’ve helped or can help

  • Auto Repair Shops
  • Cafes
  • High-end Retail Shops
  • Oil Companies
  • CPA’s
  • Landscapers
  • Food Trucks
  • Flooring Companies
  • Print/Copy Shops and more!

About

Business owners often find themselves oversold and underdelivered—paying for unnecessary POS systems, leasing equipment for years, and facing continuously increasing fees, along with questionable sales practices when commissions are prioritized over a clients’ best interest.

Recognizing the dedication of hard-working business owners who wear many hats and put in long hours, I believe they deserve a trustworthy business partner who will support them effectively and honestly.

What My Customers are Saying

★★★★★

"Crystal is hard-working and listens to what her clients need. She goes above and beyond to make sure that her clients are well taken care of."

- Jim F.

Geneva Financial

★★★★★

"Crystal is dedicated to helping her clients find the right solutions for payroll processing based on their unique business needs. She takes the time to really get to know and provide personalized support to her clients. Highly recommend! "

-Amy S.

Arrange by Amy

★★★★★

"Crystal Cole has been one of the best business reps I've ever worked with. She's excellent with installation an setup, great with answering questions, and awesome with taking care of any issues that come up. Can't recommend her enough!"

- Will

Kennebunk Business Owner

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